/* CLASS DIVS */

html, body, div, span, applet, object, iframe, h1, h2, h3, h4, h5, h6 {
  margin: 0;
  padding: 0;
  border: 0;
  outline: 0;
  font-size: 100%;
}
body {
	background-color: #0C2C81;
	color: #FFFFFF;
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	line-height: 16px;
	margin: 0 0 0 0;
	padding: 0 0 0 0;
	text-align: center;
	background-image: url(../img/bkgnd.jpg);
	background-repeat: repeat-x;
}
h1 {
  color: #000;
  font-size: 12px;
  font-weight: bold;
}
h2 {
  color: #000;
  font-size: 14px;
  font-weight: bold;
  margin-bottom:12px;
}
h3 {
	color: #660000;
	font-size: 16px;
	font-weight: bold;
	margin-bottom:12px;
}
h4 {
  color: #000000;
  font-size: 24px;
  font-weight: bold;
}
a,  a:link {
	color: #FF931C;
	text-decoration: underline;
}
a:visited {
	color: #FF931C;
	text-decoration: underline;
}
a:hover {
	color: #95A2C6;
	text-decoration: underline;
}
a:focus {
	color: #95A2C6;
}
a:active {
	color: #95A2C6;
}
.topNav  {
  color: #000;
  font-family: Tahoma, Verdana, Arial, Helvetica, sans-serif;
  font-size: 10px;
  margin-left:8px;
}
	a.topNav:visited, a.topNav:link, a.topNav:active {
		color: #660000;
		}
	a.topNav:hover {
		color: #000066;
		text-decoration:none;
		}
.capsuleText  {
	color: #333333;
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
}
	a.capsuleText:visited, a.capsuleText:link, a.capsuleText:active {
		color: #660000;
		}
	a.capsuleText:hover {
		color: #333333;
		text-decoration:none;
		}
.footerLinks  {
	color: #FFFFFF;
	font-family: Tahoma, Verdana, Arial, Helvetica, sans-serif;
	font-size: 10px;
	margin-left:8px;
}
	a.footerLinks:visited, a.footerLinks:link, a.footerLinks:active {
	color: #FFFFFF;
	text-decoration: none;
		}
	a.footerLinks:hover {
	color: #95A2C6;
	text-decoration:none;
		}
.footerText  {
	color: #FFFFFF;
	font-family: Tahoma, Verdana, Arial, Helvetica, sans-serif;
	font-size: 10px;
}
	a.footerText:visited, a.footerText:link, a.footerText:active {
	color: #FFFFFF;
	text-decoration: none;
		}
	a.footerText:hover {
	color: #95A2C6;
	text-decoration:none;
		}
.photoLeft  {
  float:left;
  margin-left:20px;
  margin-bottom:10px;
}
.photoRight  {
  float:right;
  margin-left:20px;
  margin-bottom:10px;
}
a#leftNav {
	display: block;
	font-family: Tahoma, Verdana, Arial, Helvetica, sans-serif;
	color: #333333;
	font-size: 12px;
	text-decoration:none;
	background-color:#CCCCCC;
}
a#leftNav img {
	display: block;
	background-color: #D6CCAF;
}
a#leftNav:hover {
	background-color: #D6CCAF;
}
a#leftNavSub {
	display: block;
	font-family: Tahoma, Verdana, Arial, Helvetica, sans-serif;
	color: #333333;
	font-size: 10px;
	text-decoration:none;
	background-color:#EEEADD;
}
a#leftNavSub img {
	display: block;
	background-color: #D6CCAF;
}
a#leftNavSub:hover {
	background-color: #D6CCAF;
}
a#button1 {
	display: block;
	font-family: Tahoma, Verdana, Arial, Helvetica, sans-serif;
	color: #333333;
	font-size: 12px;
	text-decoration:none;
	background-color:#CCCCCC;
	width:150px;
}
a#button1 img {
	display: block;
	background-color: #D6CCAF;
}
a#button1:hover {
	background-color: #D6CCAF;
}
a#button2 {
	display: block;
	font-family: Tahoma, Verdana, Arial, Helvetica, sans-serif;
	color: #333333;
	font-size: 10px;
	text-decoration:none;
	background-color:#CCCCCC;
	width:105px;
}
a#button2 img {
	display: block;
	background-color: #D6CCAF;
}
a#button2:hover {
	background-color: #D6CCAF;
}
		

/* ID DIVS */

#outerWrapper {
	margin: 0 auto 0 auto;
	text-align: left;
	width: 900px;
}
#outerWrapper #header {
	position:relative;
	height:119px;
}
#outerWrapper #header #topNav {
  position:relative;
  text-align:right;
  top:8px;
  right:20px;
  float:right;
}
#outerWrapper #mainNav {

}
#outerWrapper #contentWrapper {
	background-repeat: repeat-x;
	overflow: hidden;
	background-image: url(../img/bkgnd_body.jpg);
}
#outerWrapper #contentWrapper #contentWatermark_int {
	background-image: url(../img/maincontent_top_int.jpg);
	background-position: left top;
	background-repeat: no-repeat;
}
#outerWrapper #contentWrapper #rightColumn {
	float: right;
	width: 265px;
	padding-top: 25px;
	padding-right: 25px;
	padding-bottom: 10px;
	padding-left: 10px;
}
#outerWrapper #contentWrapper #content {
	margin-top: 0;
	margin-right: 305px;
	margin-bottom: 0;
	margin-left: 0px;
	padding-top: 0px;
	padding-right: 0px;
	padding-bottom: 8px;
	padding-left: 0px;
}
#outerWrapper #contentWrapper #content_int {
	margin-top: 0px;
	margin-right: 305px;
	margin-bottom: 0;
	margin-left: 0px;
	padding-top: 34px;
	padding-right: 0px;
	padding-bottom: 8px;
	padding-left: 0px;
}
#outerWrapper #contentWrapper #flashArea {
	height: 248px;
}
#outerWrapper #footer {
	height:40px;
	padding: 10px 20px 10px 20px;
}
#footerNav {
	float:right;
	font-family: Tahoma;
	font-size: 10px;
	text-align: right;
}
#footerCredit {
  float:left;
}
#sideCapsule {
	padding-bottom: 25px;

}
#capsuleTop {

}
#capsuleMid {
	background-image: url(../img/rightcap_mid.png);
	background-repeat: repeat-y;
	background-position: right bottom;
	padding-top: 0px;
	padding-right: 10px;
	padding-bottom: 0px;
	padding-left: 13px;
}
#capsuleBtm {
}

/* ADDITIONS */

.content2 {
	padding-left: 50px;
	padding-right: 35px;
	background-image: url(../img/bkgnd_maincontent.jpg);
	background-repeat: repeat-y;
	padding-bottom: 8px;
}
.content2_int {
	padding-left: 50px;
	padding-right: 35px;
	background-image: url(../img/bkgnd_maincontent_int.gif);
	background-repeat: repeat-y;
	padding-bottom: 8px;
	padding-top: 10px;
}

.pagetitle {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 16px;
	font-weight: bold;
	color: #FF931C;
}

.link_first
{
	font-family:Arial,Helvetica,sans-serif;
	font-color:white;
	font-weight:bold;
	width:240px;
	height:27px;
	text-transform:uppercase;	
}
.link_first a
{
	font-family:Arial,Helvetica,sans-serif;
	text-transform:uppercase;
	letter-spacing:.1em;
	color:white;
	font-weight:bold;
	text-decoration:none;
	background-image:url(../img/btn_consumertools.jpg);
	width:236px;
	height:23px;
	display:block;
	padding-left:4px;
	padding-top:4px;
	
}
.link_first a:hover
{
	font-family:Arial,Helvetica,sans-serif;
	text-transform:uppercase;
	letter-spacing:.1em;
	color:#10092A;
	font-weight:bold;
	text-decoration:none;
	background-image:url(../img/btn_consumertools2.jpg);
	width:236px;
	height:23px;
	display:block;
	padding-left:4px;
	padding-top:4px;
	
}
.link_middle
{
	font-family:Arial,Helvetica,sans-serif;
	text-transform:uppercase;
	letter-spacing:.1em;
	color:white;
	font-weight:bold;
	width:240px;
	height:28px;
	text-transform:uppercase;
}
.link_middle a
{
	font-family:Arial,Helvetica,sans-serif;
	text-transform:uppercase;
	letter-spacing:.1em;
	color:white;
	font-weight:bold;
	text-decoration:none;
	background-image:url(../img/btn_additional.jpg);
	width:236px;
	height:24px;
	display:block;
	padding-left:4px;
	padding-top:4px;
}
.link_middle a:hover
{
	font-family:Arial,Helvetica,sans-serif;
	text-transform:uppercase;
	letter-spacing:.1em;
	color:#10092A;
	font-weight:bold;
	text-decoration:none;
	background-image:url(../img/btn_additional2.jpg);
	width:236px;
	height:24px;
	display:block;
	padding-left:4px;
	padding-top:4px;
}
.link_last
{
	font-family:Arial,Helvetica,sans-serif;
	text-transform:uppercase;
	letter-spacing:.1em;
	color:white;
	font-weight:bold;
	width:240px;
	height:28px;
}
.link_last a
{
	font-family:Arial,Helvetica,sans-serif;
	text-transform:uppercase;
	letter-spacing:.1em;
	color:white;
	font-weight:bold;
	text-decoration:none;
	background-image:url(../img/btn_additional_btm.jpg);
	width:236px;
	height:24px;
	display:block;
	padding-left:4px;
	padding-top:4px;
	
}
.link_last a:hover
{
	font-family:Arial,Helvetica,sans-serif;
	text-transform:uppercase;
	letter-spacing:.1em;
	color:#10092A;
	font-weight:bold;
	text-decoration:none;
	background-image:url(../img/btn_additional_btm2.jpg);
	width:236px;
	height:24px;
	display:block;
	padding-left:4px;
	padding-top:4px;
}